When is it mandatory to have car insurance?

Car insurance is a crucial legal requirement intended to protect drivers, passengers, and pedestrians in the event of an accident or damage. It is mandatory to have insurance coverage whenever you drive a vehicle, regardless of the location or duration of the trip. This ensures that you are financially protected against potential liabilities that may arise due to accidents, such as property damage or medical expenses.

This requirement applies universally, meaning it is required at all times, whether on highways, city streets, or when just running errands. Having insurance not only fulfills legal obligations but also safeguards peace of mind while operating a vehicle. Other scenarios present in the choices may apply in specific contexts but do not establish a comprehensive requirement for insurance across all driving circumstances.